Are you facing difficulties in overcoming financial obstacles to achieve your educational aspirations? If so, you have arrived at the ideal place! Shiksha Udaan Capital aims to support your dream of attaining a high- quality education.
Our platform assists students in discovering and comparing education loans from different lenders. We have created an easy and clear process that enables students to secure the most suitable loan for their requirements.
Shiksha Udaan Capital is more than just a platform; it serves as a connection between ambition and success. Our purpose is simple: to provide students with easy access to personalized educational finance alternatives. We understand that each student’s educational journey is distinctive, which is why we provide several solutions to match various needs and ambitions.
By utilizing our platform, you may easily explore various loan options from trustworthy financial institutions, allowing you to find the most suitable fit for your financial situation and goals.
Our primary goal is to deliver tailored guidance that enables students to navigate through the intricacies of handling their loans effectively. We can aid you in realizing your dreams and are devoted to following them. Your ultimate objectives are our utmost priority and we will support you through each phase of your journey.
We provide you with valuable information and options, enabling you to evaluate and differentiate between different loan options. This allows you to make well-informed choices that align with your financial path.
Our goal is to provide accessible ways towards achievement for everyone, regardless of background or area of expertise. We are dedicated to fostering an inclusive environment that guarantees equal options for every deserving student to flourish in their academic pursuits.
Begin your educational adventure with assurance by joining the Journey. Take the first step towards your learning experience with confidence. Throughout the process, we are here to assist you.
If students choose to repay their loan within 6 months of receiving the funds, they will not be charged any fees for closing their education loan ahead of schedule.
The loan amount will be disbursed in Indian Rupees (INR) and will be transferred either to the co-applicant's bank account or directly to the college/university, depending on the specific requirements of the situation.
Students have the option to apply for a loan once they have received their i20 from the college or university. However, there are certain benefits to obtaining a loan prior to getting the i20 document.Before applying for a loan, students have the opportunity.
The i20 document is issued by American universities to students who have been accepted for admission. Prior to receiving the i20 document, students are granted admission after applying to a university. Once they have been admitted, students must then apply for the i20 document by.
The final result is determined by various factors, such as the individual's profile, the co-applicant's salary, and the monthly EMI they allocate towards the outstanding loan amount. By simply submitting their loan application to us, students can streamline the process.
Certainly. Students who are admitted to reputable colleges or universities are given priority when it comes to receiving benefits like higher loan.
Any individual who is either employed or self-employed can serve as a sponsor.
The repayment of the loan's equated monthly installments (EMIs) commences once the course has been successfully completed, following a grace period of either 6 months or 1 year. It is important to note that the maximum duration for repaying the loan is 10 years.
The application for an Education Loan can be submitted or obtained at various stages during the preparation for studying abroad.
Prior to admission - Individuals have the opportunity to apply for an Education Loan. This loan can be obtained upon receiving the final admission letter from the university, as the approval of the loan is contingent upon the availability of funds.
Prior to obtaining a Visa - Individuals have the option to apply for an Education Loan. This can be done subsequent to receiving the final admission letter, which serves as proof of funds required for the student visa application. The loan amount may differ depending on the country of study.
Opting to use a property in India as collateral for an education loan in order to secure a lower rate of interest may not be the most advantageous decision in the long term. This is especially true when considering the availability of unsecured loans, which can be obtained without the need for property as security. Depending on the student’s academic and financial background, unsecured loans of up to 50 Lakhs are a viable alternative to traditional secured loans.
An unsecured loan provides borrowers with the opportunity to secure up to 50 lakhs in funds, albeit with a slightly higher rate of interest ranging from 2% to 3% compared to secured loans. Despite this variance in interest rates, the impact on the overall cost over the loan term may not be significant. One of the key advantages of opting for an unsecured loan is the absence of the risk of losing any mortgaged property in the event of default on repayment.
Shiksha Udaan Capital aims to support your dream of attaining a high-quality education and provide students with easy access to personalized educational finance alternatives.