Privacy Policy

We, at Shiksha Udaan Capital are committed to safeguarding your online privacy and understand the need for appropriate protection of any personal Information you share with us. “Personal Information” refers to any information with which one may identify an individual, including, but not limited to, a home or other physical or virtual address like an email address or other contact information, whether at work or home. In general, you can visit Shiksha Udaan Capital Web pages without telling us who you are or revealing any Personal Information about yourself.

This document is an electronic record in terms of the Information Technology Act, 2000 and rules there under as applicable and the amended provisions about electronic records in various statutes as amended by the Information Technology Act, 2000. This electronic record is generated by a computer system and does not require any physical or digital signatures. 

This document is published by the provisions of Rule 3 (1) of the Information Technology (Intermediaries guidelines) Rules, 2011 that require publishing of the rules and regulations, privacy policy, and Terms of Use for access or usage of Shiksha Udaan Capital website. 

This website is owned and operated by the Company.

SCOPE AND ACCEPTANCE OF THIS PRIVACY POLICY

This Policy applies to the personal data that we collect about you to provide you with our services.

By using this website or by giving us your data, you accept the practices described in this Policy. If you do not agree to this Privacy Policy, please do not use this website or give us any personal data.

We reserve the right to change this Policy without prior notice. We encourage you to regularly review this policy to ensure that you are aware of any changes and how your data may be used.

DATA COLLECTED BY US

We may collect data about you from a variety of sources, including through:

  1. a) Online and electronic interactions with us, including via the website, mobile applications, text messaging programs, or through our pages on third-party social networks.
  2. b) Your interaction with online targeted content (such as advertisements) that we or service providers on our behalf provide to you via third-party websites and/or applications.

DATA THAT YOU PROVIDE US DIRECTLY

This is data that you provide us with your consent for a specified purpose including:

  1. a) Personal contact information, including any information allowing us to contact you in person (e.g. name, home, or (e) mail address and phone number);
  2. b) Demographic information, including date of birth, age, gender, location
  3. c) Payment information, including any information used to make purchases (e.g. credit

card number, expiration date, billing address)

  1. d) Account login information including any information that is required for you to establish a user account with us. (e.g. login ID/email, user name, password, and security question/answer);
  2. e) Consumer feedback, including information that you share with us about your experience in using our services (e.g. your comments and suggestions, testimonials, and other feedback)

DATA WE COLLECT WHEN YOU VISIT OUR WEBSITE

We use cookies and other tracking technology that collect certain kinds of information when you interact with the website. We use cookies that store your preferences and give us data about your browsing behavior, such as the pages you visited on the website, the amount of time you spend on the website, etc. This information helps us understand the interests of our customers and also helps us improve our website. 

USE OF PERSONAL INFORMATION

We and our affiliated partners may use the personal information submitted by you to contact you to send from time to time various information/ alerts/ SMS/ other messages/ calls/ commercial communication about the services offered. This shall override any calling preferences, which you may have registered in the National Do Not Call Registry/ National Customer Preference Registry. We and our affiliated partners, for sending such messages/ calls will not be held liable for any complaint under the Telecom commercial communications customer preference (TRAI) regulations, 2010, or such other applicable regulations including any amendment thereof, as may be applicable from time to time. 

SECURITY

Transactions on the Website are secure and protected. Any information entered by the User when transacting on the Website is encrypted to protect the User against unintentional disclosure to third parties. The User’s credit and debit card information is not received, stored by, or retained by the Company / Website in any manner. This information is supplied by the User directly to the relevant payment gateway which is authorized to handle the information provided and is compliant with the regulations and requirements of various bank institutions and payment franchisees that it is associated with.

THIRD-PARTY ADVERTISEMENTS/PROMOTIONS

We use third-party advertising companies to serve ads to the users of the website. These companies may use information relating to the User’s visits to the Shiksha Udaan Capital website to provide customized advertisements to the User. Furthermore, the Website may contain links to other websites that may collect personally identifiable information about the User. The Company/Website is not responsible for the privacy practices or the content of any of the aforementioned linked websites, and the User expressly acknowledges the same and agrees that any risks associated will be borne entirely by the User.

YOUR CONSENT

By using this Web site, you consent to the terms of our Online Privacy Policy and Shiksha Udaan Capital’s processing of Personal Information for the purposes given above as well as those explained where Shiksha Udaan Capital collects Personal Information on the Web.

INFORMATION SECURITY

We take appropriate security measures to protect against unauthorized access to or unauthorized alteration, disclosure, or destruction of data. We restrict access to your personally identifying information to employees who need to know that information in order 

UPDATING YOUR INFORMATION

We provide mechanisms for updating and correcting your personally identifying information for many of our services. to operate, develop, or improve our services.

CHILDREN

Shiksha Udaan Capital will not contact children under the age of 13 about special offers or for marketing purposes without a parent’s permission.

INFORMATION SHARING AND DISCLOSURE

Shiksha Udaan Capital does not rent, sell, or share personal information about you with other people (save with your consent) or non-affiliated companies except to provide products or services you’ve requested when we have your permission, or under the following circumstances: 

We provide the information to trusted partners who work on behalf of or with Shiksha Udaan Capital under confidentiality agreements. These companies may use your personal information to help Shiksha Udaan Capital communicate with you about offers from Shiksha Udaan Capital and our marketing partners. However, these companies do not have any independent right to share this information.   

We respond to subpoenas, court orders, or legal processes, or to establish or exercise our legal rights or defend against legal claims;

We believe it is necessary to share information to investigate, prevent, or take action regarding illegal activities, suspected fraud, situations involving potential threats to the physical safety of any person, violations of Shiksha Udaan Capital under terms of use, or as otherwise required by law.

We transfer information about you if Shiksha Udaan Capital is acquired by or merged with another company. In this event, Shiksha Udaan Capital will notify you before information about you is transferred and becomes subject to a different privacy policy. 

Shiksha Udaan Capital may display targeted advertisements based on personal information. Advertisers (including ad-serving companies) may assume that people who interact with, view, or click on targeted ads meet the targeting criteria – for example, women ages 18-24 from a particular geographic area. 

Shiksha Udaan Capital does not provide any personal information to the advertiser when you interact with or view a targeted ad. However, by interacting with or viewing an ad you are consenting to the possibility that the advertiser will assume that you meet the targeting criteria used to display the ad. 

Shiksha Udaan Capital advertisers include financial service providers (such as banks, insurance agents, stock brokers, and mortgage lenders) and non-financial companies (such as stores, airlines, and software companies). 

Shiksha Udaan Capital works with vendors, partners, advertisers, and other service providers in different industries and categories of business. For more information regarding providers of products or services that you have requested please read our detailed reference links.

CONFIDENTIALITY AND SECURITY

We limit access to personal information about you to employees who we believe reasonably need to come into contact with that information to provide products or services to you or to do their jobs.

We have physical, electronic, and procedural safeguards that comply with the laws prevalent in India to protect personal information about you. We seek to ensure compliance with the requirements of the Information Technology Act, of 2000, and the Rules made there to ensure the protection and preservation of your privacy.

CHANGES TO THIS PRIVACY POLICY

Shiksha Udaan Capital reserves the right to update, change, or modify this policy at any time. The policy shall come into effect from the date of such update, change, or modification.

DISCLAIMER

Shiksha Udaan Capital does not store or keep credit card data in a location that is accessible via the Internet. Shiksha Udaan Capital uses the maximum care possible to ensure that all or any data/information concerning the electronic transfer of money does not fall into the wrong hands.

Shiksha Udaan Capital shall not be liable for any loss or damage sustained because of any disclosure (inadvertent or otherwise) of any information concerning the user account and/or information relating to or regarding online transactions using credit cards/debit cards and/or their verification process and particulars nor for any error, omission or inaccuracy concerning any information so disclosed and used whether or not in pursuance of a legal process or otherwise.      

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